A friend who's been sober for over two years told me of his
experiences when trying to buy a car.
When the salesman at the dealership told him his credit
wasn't good enough to qualify him for the $28,000 car he wanted he didn't think
it was a problem. He said a friend would cosign for him. However the finance
manager told the prospective co-signer that even if he put $27,000 down on the
$28,000 car they wouldn't finance the remaining $1,000.
While we had a good laugh about this, the reality is that
many of us come into recovery with a lot of wreckage. My friend told me he had
over $100,000 in medical bills alone from going in and out of recovery programs
that he couldn't afford. He figures it will take him another four or five years
to get his credit to a point where he can buy anything.
His experiences aren't much different than mine. When I first
got sober I had gone through a foreclosure and owed a lot of money. I remember
going into the loan department of a bank to finance a house.
I remember my shock when the banker told me
"We wouldn't finance this house even if J Paul Getty cosigned for
you."
In retrospect, his statement was funny. But this is another
illustration of the messes we create when we're in the middle of our
addictions.
So my friend must figure out another way to get a car until
he clears up the wreckage of his past. The main thing is he still sober today
and hasn't let this setback get him drunk.
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